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Workers Are Moving to Employer Health Plans for 2027: A Florida Employer Readiness Checklist

by Coverage Babe | Oct 21, 2026 | Uncategorized

If you are a Florida employer heading into 2027 renewals, expect more workers asking about your health plan. After enhanced ACA premium tax credits expired on December 31, 2025, HealthCare.gov enrollment fell 13 percent from its 2025 peak, and Urban Institute modeling...

Open Enrollment Notices Checklist: 7 Notices Florida Employers Must Send

by Coverage Babe | Oct 20, 2026 | Uncategorized

As of October 20, 2026. Open enrollment season is not just about picking plans. It is the one time of year when a bundle of federal notices comes due at the same time. This checklist covers the annual notices most Florida employers should include in their 2026 open...

Small Business Health Insurance Tax Credit: A Florida Employer’s Guide to Form 8941

by Coverage Babe | Oct 19, 2026 | Uncategorized

Health insurance is one of the biggest line items in a small business budget. Many Florida employers with fewer than 25 employees do not realize there is a federal tax credit designed specifically to help them offer coverage: the Small Business Health Care Tax Credit,...

ACA Premium Tax Credit Changes: What Florida Marketplace Shoppers Should Know After the Oct. 15 IRS Proposal

by Coverage Babe | Oct 16, 2026 | Uncategorized

On October 15, 2026, the IRS and Treasury Department published proposed regulations implementing new Affordable Care Act premium tax credit rules under H.R. 1 (P.L. 119-21). If you buy health insurance through the federal Marketplace on HealthCare.gov, which is the...

2027 HSA Limits Are Out: A Florida Open Enrollment Checklist for HDHP + HSA Decisions

by Coverage Babe | Oct 14, 2026 | Uncategorized

Open enrollment season is here, and if a high-deductible health plan is on your shortlist for 2027, the IRS has published the numbers you need to make the call. The 2027 HSA contribution limits are set, the HDHP thresholds moved again, and a new federal law changed...
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  • Workers Are Moving to Employer Health Plans for 2027: A Florida Employer Readiness Checklist
  • Open Enrollment Notices Checklist: 7 Notices Florida Employers Must Send
  • Small Business Health Insurance Tax Credit: A Florida Employer’s Guide to Form 8941
  • ACA Premium Tax Credit Changes: What Florida Marketplace Shoppers Should Know After the Oct. 15 IRS Proposal
  • 2027 HSA Limits Are Out: A Florida Open Enrollment Checklist for HDHP + HSA Decisions

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Coverage Babe is an independent health insurance brokerage operating in the state of Florida. We are not a government agency and are not affiliated with the federal or state marketplace (Healthcare.gov / Florida Marketplace). We do not guarantee specific pricing, savings, or health outcomes. Insurance plan availability, premiums, deductibles, and benefits vary based on your individual eligibility, location, household size, income, and carrier underwriting criteria. Some plans offered may not be Affordable Care Act (ACA)-compliant and may not cover all ACA-mandated essential health benefits. Coverage availability is subject to change and is not guaranteed until enrollment is confirmed with the insurance carrier. This website is for informational and marketing purposes only and does not constitute a binding offer of insurance. Not all applicants will qualify for every plan. Final coverage terms are governed by the certificate of coverage issued by the insurance carrier. By scheduling a consultation, you agree to be contacted by a insurance broker. There is no obligation to purchase. © 2024 Coverage Babe. All rights reserved.